Are you worried about a bailiff visiting your home and taking your belongings? Below we’ve outlined what bailiffs can take but also what they are not allowed take.
What Bailiffs Can and Cannot Take
If you let a bailiff into your home, they may take some of your belongings that have value, for them to sell. Bailiffs can take items such as:
Vehicles, tools or computer equipment you need for your job or for study, up to a total value of £1,350
Clothes
a Motability vehicle or a vehicle displaying a valid Blue Badge
Items that belong to other people. However, you’ll need to prove that someone’s items do not belong to you
Goods that you’ve bought on a hire purchase agreement, where the final payment hasn’t been made yet.
Bailiffs also must leave you with basic household items. For example, these are a cooker, microwave, a fridge, a table, beds, mobile phones, any medicine or medical equipment and must leave enough chairs for everyone living in your home.
Can Bailiffs take your car?
There are certain rules that apply to cars that Bailiffs must adhere to and they can’t take your car if:
Your car is on finance
You have a blue disability badge
It’s essential to your job
The car is worth less than £1,350
If you are worried about a Bailiff coming to your house and taking your belongings, please get in touch with Bailiff Advice today, we can help you through this difficult time.
Call Today 0800 001 6542 Lines are open Monday-Friday 9am-7pm
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
*Our advice on your options is ALWAYS FREE. We will always notify you if a solution you choose has any cost.
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Bailiff Advice is a trading style of My Debt Plan Ltd.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions.
You will be contacted by Bailiff Advice.
Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA).
