Missed payments can lead to a liability order. We can help you stop bailiff action and set up a manageable plan.
High Court Enforcement
HCEOs have greater powers than standard bailiffs. We provide immediate advice to protect your home and assets.
Penalty Charge Notice
Unpaid traffic or parking fines can escalate quickly. Don't let a Parking ticket turn into a bailiff visit.
CCJ’s
Once A CCJ is issued, creditors are given more powers to enforce the debt. We can step in and stop further acton.
Notice Of Enforcement
Receiving this notice means you have 7 days before a bailiff visits. We could Stop this before its too late.
Utility Arrears
Unpaid utility bills can quickly escalate. We can step in to stop home visits and protect your essential services.
Some of the Bailiffs we've stopped
Frequently Asked Questions About Bailiff Action
In most cases, bailiffs cannot force entry into your home on their first visit. It is important to keep doors locked and avoid letting them in. Different rules may apply for certain debts, such as criminal fines.
Bailiffs may be able to take a vehicle that you own if it is parked on a public road or accessible driveway. However, some vehicles may be protected, including those used for essential work or those subject to certain finance agreements..
An Individual Voluntary Arrangement (IVA) can help stop further enforcement action on qualifying debts once it has been approved. If you are facing bailiff action, seeking advice early may provide more options.
A Notice of Enforcement is a formal letter informing you that a bailiff has been instructed to collect a debt. It must usually be issued at least 7 clear days before a bailiff visit and provides an opportunity to resolve the debt before further action is taken.
Bailiffs are commonly instructed to collect debts such as council tax arrears, business rates, parking penalties, magistrates' court fines and some other government-related debts. The powers available to a bailiff can vary depending on the type of debt being collected.
Remain calm, keep doors locked and ask the bailiff for identification and details of the debt. Do not ignore the situation. Seeking professional advice as soon as possible can help you understand your rights and explore options to stop further enforcement action.
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Advice is provided by experienced debt specialists with clear explanations and no obligation to proceed.
You will be contacted by Bailiff Advice which is a trading style of My Debt Plan Ltd.
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is following an initial fact find, tailored to your individual circumstances and provided in reasonable contemplation of an insolvency appointment. Our advice on your options is always free and we will notify you if a solution you choose has a fee associated with it. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise in alternative solutions.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
Lucy Novo Deakin of My Debt Plan Ltd and Adam Charles Southard of SLWB Ltd are insolvency practitioners in the UK licensed by the Insolvency Practitioners Association (IPA).
For cases approved from 1st January to 31st December 2025 the average percentage of debt forgiveness was 70%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
