Enforcement company
Wilson & Roe: Legal Name, Fees and Force Entry
"Wilson & Roe" is a trading name. The company behind it is Cerberus HCE Limited, and that gap between the name on the letter and the name on the company register is the first thing worth checking if you are trying to confirm anything about your case.
- Why Wilson & Roe's legal name differs
- Whether they can force entry
- What each High Court fee costs
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Company details
| Type | Enforcement company |
|---|---|
| Registered name | Wilson & Roe |
Key facts
- Legal name
- Cerberus HCE Limited, trading as Wilson & Roe
- Notice period
- At least 14 clear days before any visit
- Under £600
- Stays in the County Court, not High Court
- Forced entry
- Not for a writ of control on a first visit
On this page 16 sections
Wilson & Roe carry out High Court enforcement work: writs of control against money judgments, Commercial Rent Arrears Recovery against business tenants, and writs of possession covering evictions. Only the first two follow the taking-control-of-goods rules this page mostly covers; possession is a separate process with its own law, and is often the subject of its own, entirely separate letter.
Why the legal name matters here
A High Court Enforcement Officer's authority, complaints procedures, and any court application all run through the legal entity, not the trading name printed at the top of a letter. If you write to query a fee, name the dispute against the wrong company and it can sit unanswered or bounce between addresses.
Practically, that means two things are worth doing before anything else. First, look for Cerberus HCE Limited somewhere on the letter, usually in small print near the address or the payment details, alongside "Wilson & Roe" as the trading style. Second, when you search a public register or send correspondence that needs to reach the right legal entity, use whichever name the letter actually gives you as the reference, and ask the firm directly to confirm the other if it is missing.
Cerberus HCE Limited, company number 13460661, is registered at 26 Missouri Avenue, Salford, and takes instructions nationally. Checking the registers directly rather than the firm's own pages, CIVEA's published member list carries a corporate entry for Wilson & Roe at that Salford address, the Enforcement Conduct Board's own accredited firms directory lists "Cerberus HCE Limited t/a Wilson and Roe" as accredited from October 2023, and the High Court Enforcement Officers Association's member search returns Wilson & Roe with four named High Court Enforcement Officers against the entry.
Two further companies share that Salford registered office, and the reason to mention them is practical rather than corporate: a letter may arrive under a different name. Companies House shows Andrew Wilson & Co Limited (company number 03368100, incorporated 1997 and renamed from Cheshire Enforcement Agency in 2004) and Wilson & Roe HCE Limited (07272611, incorporated 2010 and named CWHCE Limited until January 2023) registered at the same address as Cerberus HCE Limited, with directors in common: James Samuel Walker is a director of all three, and Andrew William Roe of both Andrew Wilson & Co Limited and Cerberus HCE Limited.
What that means for you is narrow and worth stating carefully. A shared address and shared directors establish that these companies are connected. They do not, by themselves, make them one legal entity, and this page does not claim they are. If your paperwork names Andrew Wilson & Co Limited or Wilson & Roe HCE Limited rather than Cerberus HCE Limited, you are dealing with a different registered company from the one this page is mainly about, so quote the company number printed on your own letter in any correspondence, complaint or payment, and ask the firm to confirm in writing which entity holds your case.
Enforcement agent, not debt collector
A High Court Enforcement Officer's agents are enforcement agents, full stop, whatever the letterhead says. A debt collector cannot step onto your property or touch your goods; the only tool it has is asking for money, and going to court for a judgment before anyone gains any further power.
The writ of control side of Wilson & Roe's work runs on Schedule 12 of the Tribunals, Courts and Enforcement Act 2007, exactly the law every other enforcement firm in England and Wales works under, whether a case began life in the County Court or the High Court. If you are still not sure what kind of letter you are holding, bailiffs and debt collectors covers the distinction.
Which kind of letter have you received?
| The letter concerns | Authority | Can goods be taken? |
|---|---|---|
| A County Court judgment transferred to the High Court | Writ of control | Yes, once the compliance period has passed |
| Commercial rent arrears | Commercial Rent Arrears Recovery (CRAR), business premises only | Yes, subject to CRAR's own conditions |
| Eviction or unlawful occupation | Writ of possession, a different process | Not the taking-control-of-goods process below |
Look for the actual words writ of control, CRAR notice, or writ of possession on your document, since which rules apply on notice, fees and entry depends entirely on that wording rather than on anything else in the letter.
Should this judgment even be in the High Court?
Whether a County Court money judgment is allowed to move up to High Court enforcement turns on Article 8 of the High Court and County Courts Jurisdiction Order 1991, as amended. Below £600, it has to stay in the County Court; there is no route up. Between £600 and just under £5,000, the creditor can choose either court. At £5,000 or above, only the High Court can be used. One category is fixed regardless of size: a judgment arising from a Consumer Credit Act 1974 regulated agreement, such as most credit card and personal loan debts, has to stay in the County Court whatever the sum owed.
That last rule is the one worth checking first if a Wilson & Roe writ seems out of place: a large card or loan debt enforced by writ of control would be wrong on its face. Our High Court enforcement officers guide sets the whole threshold out with its own table.
Commercial Rent Arrears Recovery
CRAR is available only to a commercial landlord against a business tenant on premises let for business purposes; it cannot be used against a residential occupier, and nothing in CRAR changes that unless the letting is genuinely for business use in the first place.
Two conditions matter most. Under section 74 of the Tribunals, Courts and Enforcement Act 2007, the lease must be evidenced in writing. Under section 77, read with regulation 52 of the Taking Control of Goods Regulations 2013, at least seven days' worth of unpaid rent must be outstanding both when the enforcement notice is given and again when goods are first taken control of. If premises are occupied purely as a home, CRAR should not apply, whatever the paperwork says.
Writs of possession are a different process
Eviction and removal of trespassers proceed under a writ of possession, not a writ of control. It follows different notice rules, a different process entirely, and none of the fee scale or force-entry rules below. If your document says writ of possession, treat the rest of this page as not applicable and get advice specific to possession proceedings.
What a Wilson & Roe writ actually costs
- On receipt (compliance stage)
- £79, a flat charge with no percentage added.
- First enforcement stage, once an agent attends or takes steps to take control of goods
- £200, plus 7.5% of whatever the debt exceeds £1,200.
- Second enforcement stage
- £520 flat, again with no percentage.
- Sale or disposal, if goods are actually removed
- £550, plus a further 7.5% above that same £1,200 threshold.
This scale governs any instruction Wilson & Roe took on from 1 May 2026 onward; a writ that predates that may still run on the older figures. Note the £1,200 threshold here: county-court-only enforcement uses £1,900 instead, so the two scales are not interchangeable when checking a breakdown.
Two writs, one household
Where more than one enforcement power sits behind a case, regulation 11 of the Taking Control of Goods (Fees) Regulations 2014 allows a separate £79 compliance charge for each power. The first enforcement stage fee and the sale fee do not work that way: each should be charged once only, provided the debts can reasonably be treated as one enforcement exercise. Ask Wilson & Roe to itemise the bill stage by stage if that principle does not appear to have been followed.
Getting in: what the law actually allows
A first visit to enforce a straightforward writ of control at somebody's home gives Wilson & Roe no right to force a way in. The agent needs a peaceable entry: a door you open yourself, or one that turns out to be unlocked already. In practice, nobody has to open up, and there is no penalty for leaving the door shut.
Three situations change that, and all three are narrow. Business premises are the first: under paragraph 18A of Schedule 12, reasonable force to enter is allowed where a trade or business operates from the address and the debt is not a traffic contravention debt. Re-entry is the second, under paragraph 19A: break a signed controlled goods agreement and force to get back in becomes available. The third needs a court's say-so first, under paragraph 20, and is never automatic. A residential writ of control enforced for the first time falls under none of the three. The fuller picture, including what happens differently on commercial premises subject to CRAR, is at when bailiffs can force entry.
Whatever is taken has to actually belong to the debtor. Under regulation 4 of the Taking Control of Goods Regulations 2013, a defined set of items is off limits regardless: clothing and bedding, the equipment a household needs to function, anything required for medical treatment or for looking after a child, a disabled person or an older person, pets and assistance dogs, and a vehicle displaying a valid disabled person's badge. Tools of trade are protected only up to a combined £1,350. A separate rule, regulation 13, bars any visit before 6am or after 9pm.
Settling in instead of fighting it
Most arrangements take the shape of a controlled goods agreement: named items remain in the property while you keep to a payment schedule. Before you sign anything, go through the list and remove anything that is not actually yours or that the exempt-goods rules above already protect, because it is a broken agreement that hands Wilson & Roe the re-entry power covered earlier. Get in touch the moment you know a payment will be missed, not after it happens.
When paying in full is not realistic
An honest month-by-month picture of income against outgoings carries far more weight than a number plucked out of the air, and National Debtline, StepChange and Citizens Advice will each help you build one without charge.
Challenging the debt itself
The judgment, the rent account, or whatever sits behind the case needs to be challenged with the creditor, landlord or claimant, since Wilson & Roe has no authority to reopen either a judgment or a lease dispute on its own. What the firm should provide, on request, is the writ or CRAR reference, the date it was issued, and a complete breakdown of every fee added to the balance.
If vulnerability is a factor
Set it out in writing at the first opportunity you have. This covers a serious illness, a disability, bereavement, pregnancy, age-related difficulty, a language or literacy barrier, and a household crisis, and it is common for more than one to apply together. What Wilson & Roe can offer in response ranges from extra time and a different way of keeping in touch to a temporary pause on the case, and often depends on what is actually workable for the household; none of it removes the underlying debt.
Is this really Wilson & Roe?
Track down the writ or CRAR reference and the name of the court that issued it, using a phone number or address you have found independently rather than one printed only on the letter you received. Because the trading name and the legal name diverge here, this reference check carries more weight than trusting either name alone.
Before any money changes hands, work out exactly which judgment or account it settles, where the case currently stands, and what the fees actually cover, then keep the receipt afterwards. Answering the door is never a precondition for paying; the letterbox works just as well.
Taking a complaint further
The firm's own complaints route comes first, and naming Cerberus HCE Limited alongside the Wilson & Roe reference, where you have both, helps it land with the right team. From there, an unresolved complaint can go to the Enforcement Conduct Board, covering the firm since its accreditation in October 2023. A challenge to one specific officer's certificate follows a different route entirely: a standalone application to the County Court that granted it.
Hold onto dates, every piece of correspondence, and a note of who you spoke to.
Where to start
- Identify the document: writ of control, CRAR notice, or writ of possession, since each carries different rules.
- Record both company names shown on the letter for any reply you send.
- Writ of control or CRAR: match the stage reached and fees charged against the tables above.
- Writ of possession: this page does not cover eviction; get advice specific to that process instead.
- Wrong judgment or rent account: raise it with the creditor or landlord, not Wilson & Roe alone.
- Vulnerability: write to the firm about it without delay.
How a Wilson & Roe debt could reach bailiffs
A debt collector cannot send bailiffs. Only a court can, and only after a judgment. These are the stages in between, and each one is easier to deal with than the one after it.
-
A collector asks you to pay
No court is involved yet. A debt collection agency has no enforcement powers at all, it cannot enter your home, take goods or add enforcement fees. This stage can last a long time.
-
A County Court claim is issued
The creditor, or the company that bought the debt, asks the court to decide you owe the money. This is the stage where the deadlines start to matter, and where a defence such as limitation has to be raised.
-
Judgment is entered (a CCJ)
If you do not respond in time, judgment is entered by default, without anyone examining whether the debt was correct. A CCJ stays on your credit file for six years.
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A warrant or writ of control is issued
An unpaid judgment can be enforced. This is the document that authorises enforcement agents to attend, and the point at which a debt collection matter becomes a bailiff matter.
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Enforcement agents can attend you are here
Now there are real powers: peaceable entry, taking control of goods, and statutory fees of £79, £247 and £116 at defined stages. This is the stage the earlier ones exist to avoid.
Which bailiffs would actually attend
That depends on the amount and on what kind of debt it is, and the rule is set by article 8 of the High Court and County Courts Jurisdiction Order 1991 rather than by the creditor's preference.
- Under £600, the judgment can only be enforced in the county court, so county court bailiffs attend under a warrant of control.
- £5,000 or more, and not a regulated credit agreement, it can only be enforced in the High Court, so High Court enforcement officers attend under a writ of control. They charge on a different and higher fee scale.
- Anything else, including a regulated credit agreement of any size, may be enforced in either court.
Whether your agreement is regulated by the Consumer Credit Act 1974 changes which court can enforce it. Credit cards, loans, overdrafts and catalogue accounts usually are; council tax, traffic penalties and court fines are not, and those reach enforcement by a different route entirely.
If several debts are enforced together
This happens often, particularly where one company has bought several of your accounts, or where a council has more than one liability order against you. The enforcement agent is instructed on all of them at once and deals with them on the same visit.
The fees do not simply multiply, and this is where people are most often overcharged. Where the agent is instructed under more than one enforcement power against the same debtor, and those powers can reasonably be exercised at the same time, regulation 11 of the Taking Control of Goods (Fees) Regulations 2014 splits the treatment:
- The £79 compliance fee may be charged for each enforcement power. Several of these is correct.
- The £247 enforcement fee and the £116 sale fee may each be charged only once, however many debts are involved.
So three debts enforced together should cost three compliance fees and one enforcement fee, £484, rather than three separate lots of £326. If you have been charged an enforcement fee for each debt on a single visit, that is worth challenging in writing.
The saving depends on the debts genuinely being enforceable at the same time. Where an agent legitimately attends on separate occasions for unrelated matters, separate fees can apply, so it is worth checking the dates and references on the fee breakdown before challenging it.
Not sure which one is contacting you? How to tell from the paperwork
Frequently asked questions
Is Wilson & Roe the same company as Cerberus HCE Limited?
Yes. Wilson & Roe is the trading name Cerberus HCE Limited uses for its High Court enforcement work. Both names can appear on correspondence, and either should be used when checking or referencing a case.
Are Wilson & Roe bailiffs or debt collectors?
Enforcement agents, acting under the authority of a High Court Enforcement Officer with statutory powers under Schedule 12 of the Tribunals, Courts and Enforcement Act 2007. Possession and eviction work follows a separate legal process.
Can Wilson & Roe force entry into my home?
Not for an ordinary writ of control on a first visit. Entry must be peaceable. Force is available only where premises are used for trade or business, or where a controlled goods agreement has already been broken.
What are Wilson & Roe's fees?
£79 at compliance, £200 at the first enforcement stage plus 7.5% above £1,200, £520 at the second enforcement stage, and £550 on sale plus 7.5% above £1,200, for instructions from 1 May 2026.
Can Wilson & Roe use CRAR against my home?
No. CRAR applies only to business premises let to a commercial tenant. It cannot be used against a residential occupier.
My letter says Andrew Wilson & Co, not Wilson & Roe. Is that the same firm?
They are connected but they are not the same registered company. Companies House shows Andrew Wilson & Co Limited (03368100), Wilson & Roe HCE Limited (07272611) and Cerberus HCE Limited (13460661), which trades as Wilson & Roe, all at one Salford registered office with directors in common. Quote the company number printed on your own letter, and ask the firm to confirm in writing which entity holds your case.
Who do I complain to about Wilson & Roe?
The firm's own complaints procedure first, then the Enforcement Conduct Board if it remains unresolved. Reference both Cerberus HCE Limited and Wilson & Roe in any complaint.
Sources
- Companies House register GOV.UK Checked 2026-08-13
-
Enforcement Conduct Board
Enforcement Conduct Board
independent oversight of the enforcement industry (bailiffs) to ensure that all those who are subject to enforcement action in England & Wales are fairly treated.
Checked 2026-08-17 -
High Court and County Courts Jurisdiction Order 1991, article 8 (as amended)
legislation.gov.uk
shall be enforced only in the High Court where the sum which it is sought to enforce is £5,000 or more; shall be enforced only in the County Court where the sum which it is sought to enforce is less than £600; in any other case may be enforced in either the High Court or the County Court. A judgment or order of the County Court for the payment of a sum of money in proceedings arising out of an agreement regulated by the Consumer Credit Act 1974 shall be enforced only in the County Court.
Checked 2026-08-17 -
Taking Control of Goods (Fees) Regulations 2014, Schedule 1 Table 2, as amended by SI 2026/366
legislation.gov.uk
Compliance stage £79.00 0%; First enforcement stage £200.00 7.5%; Second enforcement stage £520.00 0%; Sale or disposal stage £550.00 7.5% — percentage of sum to be recovered exceeding £1200.
Checked 2026-08-17 -
Taking Control of Goods Regulations 2013, regulation 6, as amended by SI 2026/366
legislation.gov.uk
notice of enforcement must be given to the debtor not less than 14 clear days before the enforcement agent takes control of the debtor's goods. Where, before the expiration of the period of notice indicated in the notice of enforcement, a request is submitted by a debt advice provider on behalf of the debtor, the minimum period of notice referred to in paragraph (1) must be extended to a minimum of 28 clear days before the enforcement agent takes control of the goods. The extension under paragraph (1A) does not apply where the debt is non-eligible business debt. Where the period referred to in paragraph (1) or (1A) includes a Sunday, bank holiday, Good Friday or Christmas Day that day does not count in calculating the period.
Checked 2026-08-17 -
Taking Control of Goods (Fees) Regulations 2014, regulation 11
legislation.gov.uk
The enforcement agent may recover the compliance stage fee in respect of each enforcement power to which the instructions relate… the fixed fee for each stage may be recovered only once regardless of the number of enforcement powers to which the instructions relate.
Checked 2026-08-13 -
Tribunals, Courts and Enforcement Act 2007, Schedule 12, paragraph 10
legislation.gov.uk
An enforcement agent may take control of goods only if they are goods of the debtor.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, Schedule 12, paragraph 17
legislation.gov.uk
Where paragraph 18, 18A, 19 or 19A applies, an enforcement agent may if necessary use reasonable force to enter premises or to do anything for which the entry is authorised.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, Schedule 12, paragraph 18A
legislation.gov.uk
This paragraph applies if these conditions are met— (a) the enforcement agent has power to enter the premises under paragraph 14; (b) the enforcement agent reasonably believes that the debtor carries on a trade or business on the premises; (c) the enforcement agent is acting under a writ or warrant of control issued for the purpose of recovering a sum payable under a High Court or county court judgment; (d) the sum so payable is not a traffic contravention debt.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, Schedule 12, paragraph 19A
legislation.gov.uk
This paragraph applies if these conditions are met— (a) the enforcement agent has power to enter the premises under paragraph 16; (b) the enforcement agent has taken control of the goods by entering into a controlled goods agreement with the debtor; (c) the debtor has failed to comply with any provision of the controlled goods agreement.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, Schedule 12, paragraph 20
legislation.gov.uk
If the enforcement agent applies to the court it may issue a warrant which authorises him to use, if necessary, reasonable force to enter the premises or to do anything for which entry is authorised.
Checked 2026-08-17 -
Taking Control of Goods Regulations 2013, regulation 4
legislation.gov.uk
items or equipment (for example, tools, books, telephones, computer equipment and vehicles) which are necessary for use personally by the debtor in the debtor's employment, business, trade, profession, study or education, except that in any case the aggregate value of the items or equipment to which this exemption is applied shall not exceed £1,350… assistance dogs (including guide dogs, hearing dogs and dogs for disabled persons), sheep dogs, guard dogs or domestic pets; a vehicle on which a valid disabled person's badge is displayed.
Checked 2026-08-17 -
Taking Control of Goods Regulations 2013 (SI 2013/1894), regulation 13
legislation.gov.uk
The enforcement agent may not take control of goods of the debtor before 6 a.m. or after 9 p.m. on any day.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, section 74 (CRAR: lease)
legislation.gov.uk
"Lease" means a tenancy in law or in equity, including a tenancy at will, but not including a tenancy at sufferance… A lease must be evidenced in writing.
Checked 2026-08-17 -
Tribunals, Courts and Enforcement Act 2007, section 77 (CRAR: the minimum amount)
legislation.gov.uk
CRAR is exercisable only if the net unpaid rent is at least the minimum amount immediately before each of these— (a) the time when notice of enforcement is given; (b) the first time that goods are taken control of after that notice. The minimum amount is to be calculated in accordance with regulations.
Checked 2026-08-17 -
Taking Control of Goods Regulations 2013, regulation 52 (minimum amount of net unpaid rent)
legislation.gov.uk
the minimum amount of net unpaid rent for the purposes of section 77(3) of the Act is an amount equal to 7 days' rent.
Checked 2026-08-17
Next step
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