Stop Penham Excel Bailiffs!

You Have Rights

Dealing with Penham Excel Bailiffs over unpaid council tax, fines, or other debts? A formal debt solution like an IVA can legally stop bailiff action and freeze ongoing enforcement.

Stop enforcement action
Protect your belongings
Write off unaffordable debt
Stop Bailiff Action
May not be suitable in all circumstances. Fees may apply. This could affect your credit rating.
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What is the bailiff contacting you about?

Rated Excellent

40,000+ 
Helped

Regulated Firm

Stop Penham Excel Bailiffs!

You Have Rights

Dealing with Penham Excel Bailiffs over unpaid council tax, fines or other debts? Speak to us to stop bailiff action.
Stop enforcement action
Protect your belongings
Take back control 
Stop Bailiff Action
May not be suitable in all circumstances. Fees may apply. This could affect your credit rating.

Rated 
Excellent

40,000+ 
Helped

100%
Confidential

For free, independent advice, you should visit to Money Helper via their website.

Trusted by Customers

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What We Do
Stop Bailiff Visits
We act fast to stop Bristow & Sutor visits and get things under control. Speak to our team today and take back your peace of mind.
Speak With Your Council 
We deal directly with the council on your behalf to prevent further action from Bristow & Sutor and find a solution quickly.

Affordable Repayment 
We help arrange realistic repayment plans based on what you can afford, taking the pressure off.
Debt Write-Off Options
You may be able to reduce or write off your debt. Solutions like an IVA could help you get your finances back under control.

Take these essential steps

Act Fast
Bailiff action can move fast. Taking action early gives you more options.
Get Expert Help Immediately
You don’t have to deal with Bailiffs alone. We can step in and handle it for you.
Avoid Making Things Worse
Mistakes can lead to more fees or further action. Getting advice protects you.
Contact Bailiff Advice
We deal with Penham Excel Bailiffs to stop further visits.
Get Bailiff Help Now

Types of debts we deal with

Council Tax Arrears
Missed payments can lead to a liability order. We can help you stop bailiff action and set up a manageable plan.
High Court Enforcement
HCEOs have greater powers than standard bailiffs. We provide immediate advice to protect your home and assets.
Penalty Charge Notice
Unpaid traffic or parking fines can escalate quickly. Don't let a Parking ticket turn into a bailiff visit.
CCJ’s
Once A CCJ is issued, creditors are given more powers to enforce the debt. We can step in and stop further acton.
Notice Of Enforcement
Receiving this notice means you have 7 days before a bailiff visits. We could Stop this before its too late.
Utility Arrears
Unpaid utility bills can quickly escalate. We can step in to stop home visits and protect your essential services.

Some Of The Bailiffs We Stop

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Frequently Asked Questions About Penham Excel Bailiffs

In almost all cases involving council tax arrears, traffic penalties (PCNs), or County Court Judgments (CCJs), Penham Excel Bailiffs cannot force their way into your home. They can only enter peacefully through an unlocked door or if you invite them in. They cannot use a locksmith, break locks, or push past you. The only time they can force entry is if they have previously entered your home peacefully and you have broken a signed Controlled Goods Agreement.
Do not ignore it. A Notice of Enforcement is a formal legal warning giving you a minimum of 7 clear days to clear the debt or set up a repayment plan before an enforcement agent visits your property. Acting during this 7-day "compliance stage" keeps your fees capped at the statutory £79 minimum and stops a bailiff from turning up at your door
Yes. Even if you refuse to let a bailiff inside your house, Penham Excel Bailiffs can legally clamp and remove a vehicle parked on your driveway or a public highway. However, they cannot touch your car if it is subject to an active Hire Purchase (HP) or PCP agreement, displays a valid Disabled Blue Badge, or is strictly required for your trade or business (up to a value of £1,350). If you have received a notice, parking your car on private property elsewhere is highly recommended while resolving the debt
Enforcement agents must leave you with basic living necessities. They are legally prohibited from seizing essential household furniture, clothing, bedding, food, white goods (like your cooker or fridge), or medical equipment. They also cannot take items belonging strictly to someone else (such as a partner or landlord), provided you can prove ownership via receipts or finance statements.
es, you can request a payment plan, but bailiff firms are under no legal obligation to accept low installment offers, especially if the council or creditor wants the debt cleared rapidly. If Bristow & Sutor refuse your informal payment offer or demand amounts you genuinely cannot afford, a formal debt solution like an Individual Voluntary Arrangement (IVA) can be used to legally freeze the debt and halt all bailiff action
Under the UK's Taking Control of Goods Regulations, Penham Excel Bailiffs must follow strict guidelines if you are classified as vulnerable. This includes individuals suffering from severe physical or mental illness, the elderly, individuals with learning difficulties, or recent victims of severe trauma (like a bereavement). If you notify them of your vulnerability and provide evidence, they must refer the case back to the local council or creditor and halt active doorstep enforcement.
  Speak To An Advisor Now: 0161 826 1296
You will be contacted by Bailiff Advice which is a trading style of My Debt Plan Ltd.

My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is following an initial fact find, tailored to your individual circumstances and provided in reasonable contemplation of an insolvency appointment. Our advice on your options is always free and we will notify you if a solution you choose has a fee associated with it. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise in alternative solutions.

Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.

Lucy Novo Deakin of My Debt Plan Ltd and Adam Charles Southard of SLWB Ltd are insolvency practitioners in the UK licensed by the Insolvency Practitioners Association (IPA).


For cases approved from 1st January to 31st December 2025 the average percentage of debt forgiveness was 70%.

A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.

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